[Download] "Blue Cross & Blue Shield Michigan v. Nancy" by Court of Appeals of Michigan # Book PDF Kindle ePub Free

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eBook details

• Title: Blue Cross & Blue Shield Michigan v. Nancy
• Author : Court of Appeals of Michigan
• Release Date : January 17, 1984
• Genre: Law,Books,Professional & Technical,
• Pages : * pages
• Size : 67 KB

Description

This is an appeal from an order of the Ingham County Circuit Court affirming an order of the Insurance Commissioner. The commissioner disapproved an age- and area-rating system used by plaintiff for some of its association group business. A brief recitation of the history behind this case is necessary to understand the issues involved. When Blue Cross & Blue Shield of Michigan began doing business, the same rate was charged for all members of the community who wanted coverage. This was community rating. In more recent years, ""community rating"" has been abandoned in favor of experience rating. For experience rating, the community is divided into groups. The most common type of group consists of the employees (and dependents) of a single large employer. Other types are pools of small employee groups and associational groups.

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